Rep Power: 0

Hiii I have a '18 civic and recently got maintenance done at the dealership (I know nothing about cars). They told me I have "severe subframe damage, scrapes on transmission pan, and a small leak from front of the pan." Since I am not sure when or how the damage occurred, the dealership worker told me to make a claim with my insurance and tell them I hit a brick at night and I would just have to pay my deductible. My main question is whether this damage is a high priority to fix right now and if my car is still safe to commute with for the mean time? Also if I should get the damage checked out elsewhere for a second opinion or trust the dealership. Thanks in advance!

 
Rep Power: 126

Okay, a few things to break down here.

Severe subframe damage may affect the structural integrity of the car, depending on if it damaged the frame as a result. I would call that high priority. The transmission pan? Probably not. From the sounds of it, you (or the previous owner, assuming there is one) definitely ran something over.

Sure, you could make a claim, but you'll raise your insurance rates as a result. That's your call.

 
Rep Power: 367

hard to tell without seeing a thing other than your words.
Severe from some could be a simple thing to others

 
Rep Power: 244

Did you hit something? How long have you had the car? They could just be trying to get work outta you. I’d look for myself and or get a second opinion.

 
Rep Power: 0

Only thing I could think of is I hit the street when going too fast down a hill but that was almost a year ago. I figured they would have mentioned that damage then. But this time for maintenance they did more than an oil change and also changed the transmission fluid-- im guessing that allowed them to see the damage? Im definitely gonna get a second opinion too thanks!