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Ok just curious say you've got 2 speeding tickets and 1 was 4 points and the other was 0 points, Now would an insurance company hold the speeding ticket with zero points against you or does it not count since there were no demerit points?? This might be a stupid question but I was just curious since i am in this situation.

 
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Moved to Legal Questions and the Law

 
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You can only get a certian amount of points until your lic is suspended...Your insurance company shouldnt raise your rates if the ticket wasnt for a moving violation (ie. parking ticket, cracked windshield)

 
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how could you get a speeding ticket with no points? They are all aleast 1 point? at least in NY

 
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0 points? you have to get points if you get a ticket..

If you get a ticket always fight it.. my last two they lowered the points for me

 
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Moved to Canada Law section. ( ^^ before i made this sub )

 
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Just to clarify, a speeding ticket only has points if it is for travelling 16 km/hr over the speed limit. My guess is that the officer gave you ticket for 15 over....$52.50 and no points.

Dont hold me to this, but if you were a preferred status client with you insurance company, 1 conviction strips you of the discounted premium.

If you receive 4 minor offence convictions (including speeding up to 49 km/hr) than expect your insurance to increase by %25.

Every insurance company is different, but thats generally the rule.

FYI, insurance companys are not really interested in points, the Ministry of Transportation is.