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ok, right now as things stand, i can get a new car around the end of the year, maybe beginning of '07. by new, i don't necessarily mean brand spanking new, i wouldn't mind getting something used. now the debate... i have about a year left on my civic payments(less if i drop the b-day/xmas money i'll be getting into it), it's an 01 with 68k miles. if i get a new car and use this one as a trade in, and used the bday/xmas money as adown payment, i could get a car up to 21k but i'ld need to take at least a 48 month loan. so, should i keep the car, or get a new one? and what could i even get up to that amount?

 
Rep Power: 300

keep it live without a payment for awhile.

 
Rep Power: 239

agreed.

If possible, try putting aside what you would normally pay on your current note to save up for a bigger down. Easier said than done but worth the effort.

 
Rep Power: 380

Absoulutly, Best thing I ever did with this car was pay it off.

nice to have the extra cash around.

 
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hehe, zzyxx answering reminded me of something i forgot to add. if i do keep it, i'ld prolly save up a bit and get an early 90's crx or civic or something and turn it into an auto-x car.

 
Rep Power: 380

not a bad idea... I ended up buying a house :P

 
Rep Power: 258

Yeah pay that bad boy off and save the money. You'll have enough for a new car, house or whatever before you know it.