SUBURBAN backed into my car!
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Sweetest Dude on 7th Gen
Joined: Feb 2003
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From: naper, Illinois, US
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SUBURBAN backed into my car!
So I'm eating at tac bell today when this lady is looking at the front of my car strangely. She comes inside and asks me if that is my car, very nervously I reply "yess..." then she goes well I hit it, but don't worry it is ust a scratch. I get outside, already flaming pissed only to find that the whole hood is bent up and there is a huge gash/hole in my front bumper! Trying to keep my composure, I got all of her information and reported the claim. My question is, is there any way I can just take the money the insurance company will spend and put the parts on myself? Has something like this happened to anyone here? Since I have an aftermarket grille and front lip will that affect anything? I want to get a CF hood and a Tsunami front bumper, would I be able to do that?
Joined: Jun 2001
Posts: 9,308
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From: Long Island, New York, US
Rep Power: 396 
moving this to members rides....I dont see the insurance company doing anything for you unless the car is fixed by a shop. If you want to put aftermarket parts on the car, like a custom bumper and a cf hood...there are some shops that will do that. You just have to find one that is willing to do it.
If you want the money from the aftermarket parts on your car you will have to show them receipts for the parts. But they will give you the money to either take it to a shop or fit it yourself...that is what happened to me twice now...
kinda happened to me too. i got rear ended in my old car ( a station wagon) and didnt really feel like fixing it...it still worked fine. so i took the 2300 bux and bought a nice digital camera and put the rest towards tuition
it probably depends on what insurance company you have. i think they all work differently. the only experience i've had was the shop sending the invoice to the insurance company and then they paid for it.
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