Highest and Lowest car payment
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Joined: Feb 2002
Posts: 30
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From: bkk, Other, ZEBRA
Rep Power: 0 
just to cheer up you guys over there... here is what i paid for a civic ex at bkk.
upfront= 6700 usd
monthly = 300 usd X 48 months.
Total = 21,100 usd
Thats for a civic ex (5 mt).
I think I can get a rsx for that money in the us if I'm not wrong!!
upfront= 6700 usd
monthly = 300 usd X 48 months.
Total = 21,100 usd
Thats for a civic ex (5 mt).
I think I can get a rsx for that money in the us if I'm not wrong!!
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Joined: Apr 2001
Posts: 484
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From: Tennessee, US
Rep Power: 0 << Sorry bud. 119 a month here w/ 13000 down from my cobra. >>
For how many months/years?
I can't beat the $0/month on the ones that paid cash, but mine is $136/month for just 2 years. I had a Ford (Explorer) to trade in too!
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Joined: Jan 2002
Posts: 546
Likes: 0
From: Mississauga, Ontario, Canada
Rep Power: 0 $370 cdn per month x 5 years with $6k cdn downpayment. [IMG]i/expressions/face-icon-small-puke.gif[/IMG][IMG]i/expressions/moon.gif[/IMG]
[IMG]i/expressions/face-icon-small-disgusted.gif[/IMG][IMG]i/expressions/face-icon-small-mad.gif[/IMG][IMG]i/expressions/face-icon-small-blush.gif[/IMG][IMG]i/expressions/face-icon-small-sad.gif[/IMG]
[IMG]i/expressions/face-icon-small-disgusted.gif[/IMG][IMG]i/expressions/face-icon-small-mad.gif[/IMG][IMG]i/expressions/face-icon-small-blush.gif[/IMG][IMG]i/expressions/face-icon-small-sad.gif[/IMG] 
Registered!!
Joined: Oct 2001
Posts: 449
Likes: 0
From: Jacksonville, Florida, US
Rep Power: 0 dang...i definately dont have the highest one but I still feel screwed!!!! I pay $325/mo. for 5yrs. @ 5.9% APR. But I traded in my 98 Eclipse Spyder on it. They only gave me $10,800 for it and I owed right at $12,000. But I still managed to get the 2001 Civic EX for $17,500 out the door with nothing down. Somehow I feel screwed How did you guys get such low payments with nothing down??? TEACH ME THE TRICK!!!!!!!!!!!!! And I thought I was doing good at the dealership. The sticker price on my car was $19,700. UUUUUGHHHHHHHH!!!!!!!!!!!
How did you guys get such low payments with nothing down??? TEACH ME THE TRICK!!!!!!!!!!!!! And I thought I was doing good at the dealership. The sticker price on my car was $19,700. UUUUUGHHHHHHHH!!!!!!!!!!! 
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Joined: Apr 2001
Posts: 300
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From: portland, Indiana, US
Rep Power: 0 I have bi-weekly payments of $113.22 which basically is $226 a month. This is a 4 year loan but at a high 7.75%. Will refinance soon if I don't trade. At the rate I'm driving the Civic it will have well over 100,000 miles by the time I pay it off - now at 35,000 miles.
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Joined: Aug 2001
Posts: 10
Likes: 0
From: Raleigh, North Carolina, US
Rep Power: 0 368/month for 4 years. no down. $16500 out the lot.
What I did was interestgin though... I had the money but I did not spend it away, so I opened a CV acount in a bank for 16500 and applied for a 16500 personal loan. They gave me the lowest interest rate possible, without having any credit history at all. So the car is mine, I paid for the car with the loan money.
Plus the interest that I am paying for the loan is becoming really low in the end because my money is earning interest in the CV account.
What I did was interestgin though... I had the money but I did not spend it away, so I opened a CV acount in a bank for 16500 and applied for a 16500 personal loan. They gave me the lowest interest rate possible, without having any credit history at all. So the car is mine, I paid for the car with the loan money.
Plus the interest that I am paying for the loan is becoming really low in the end because my money is earning interest in the CV account.
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Joined: Sep 2001
Posts: 421
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From: Houston, Texas, US
Rep Power: 0 Damn xtremedreams, thats makes u pay a total of $2438.35...whoa
well I got screwd in the[IMG]i/expressions/moon.gif[/IMG]with $399.97US...+ $300insurance.......no money down.....and car is under MY NAME!! Yikes
This is what I work for
well I got screwd in the[IMG]i/expressions/moon.gif[/IMG]with $399.97US...+ $300insurance.......no money down.....and car is under MY NAME!! Yikes
This is what I work for
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Joined: Jan 2002
Posts: 70
Likes: 0
From: Leawood, Missouri, US
Rep Power: 0 <<
<< Mine is low...But I put a down payment of like $6000 and then got a loan for $10,400. So my payments are almost exactly $200 buck for 5 years. I plan on paying it off way sooner thou >>
The thing is there's no point in paying it off sooner. Or if it's open ended. In the first year or so you're not even paying for the car. All you're paying is the interest. After the interest is payed, then you start paying for the car. The banks always win. >>
Actually yea, if I pay it off in say 3 yrs instead of 5 then I'll be saving a couple hundred bucks (=
And you're right you do pay a lot of the interest first and a lot less prin. But sooner you get that out of the way the less interest you pay cause it has to do with how much money you own and how much time blah blah blah...it's really kinda confusing.
Super Member
Joined: Jun 2001
Posts: 533
Likes: 1
From: El Cajon / San Diego, California, US
Rep Power: 0 << yeah okay now i feel stupid.
414/mo 5 yrs and that's for a lx! and that's US$[IMG]i/expressions/face-icon-small-disgusted.gif[/IMG] >>
And I thought I got took....
412 a munf fo 5 years... Oh yeah 20% interest rate... (psssssst... I got bad credit)
So I plan on refinancing as soon as I can get my credit cleaned up.
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