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If my friend let me drive his car and i hit a car.. and the owner of the car taht was hit filed a claim on his insurance..
whos insurance gonan go uop?

 
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i think his. the car is under his name. Your friend should be pretty damn mad right?

 
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THIS is why i say the driver should be insured for liability and the car should have the option of being covered fully.This way, since YOU crashed the car, your liability insurance would increase, not your friends. INSURE THE DRIVER NOT THE CAR!!!

 
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it should come back to you. I had a similar experience I guess. My friend was driving my car, and got pulled over for speeding. His insurance picked the ticket up. He was fined. I never saw anything.

and his rates went up later.

 
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HiS good firend

 
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so do i get a TICkET For being the DRIVER N CASHIN IT?
cuz if the owner took my drivers license# but got his insurance??

 
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It likely depends on your state's laws. Here in Texas, I believe that the driver would have his insurance tapped first, then any claims in excess of his coverage would fall to the vehicle owner.

It's sort of weird here -- liability really follows the driver, but the state requires that the driver be assigned to a vehicle, so an individual car ends up on a policy, insured for liability. I think that there is a provision for a non-owner's policy, where an individual can get coverage, liability-only, to drive any vehicle, whether that vehicle is listed on an insurance policy or not.

 
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It all depends on the company. Both might go up...and u will get points on ur lisence.

 
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the funny thing is the ppl say the cost to fix the cars gonan be around $1500
for back bumper? idunt think so..

 
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A back bumper could easily cost $1500 if the actual bumper got damaged, and not just the cover.

Your insurance will most likely go up.

 
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^^^
***!!!!!!!!!
if im payin 950 for 6months right now...(full ocverage)
how much more do u think its gonan go up?

 
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all depends on your insurance company. Not uncommon is 10-15% hike for the next 3 years. Till it drops off your insurance.

So add another 95 bucks possibly. It all depends.

 
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950 for 6 months is pretty good if you are under 25. I pay more than that, and I only have 1 ticket on my record. (FYI, i'm 20, and the ticket was when I was 16)

 
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Thats why you run!

 
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I bet both go up. Your friends will go up because his insurance will pay for the damages to both his car and the other drivers and yours will go up because you will have a chargeable accident on your liscense as well as any tickets the cop decides to give you. If you do get any tickets goto court and fight them you might be able to get them reduced to no point tickets. But yeah I bet both insurances go up.

 
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Yeah that would happen because there was no accident. There was never any record to your insurance company that he got a speeding ticket. The points went on his liscense thats why his insurance went up.

 
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It depends on what state you are in. In FL, I'm pretty sure YOUR insurance will go up, as every driver is required to have insurance. You technically can only drive someone's car if YOU have insurance, legally anyway...

 
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I got rearended at the beg of aug. and everything totalled around 600, that was with a new bumper and it being painted

 
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upp
BUMP~

 
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I dont know but I really need to check that out.