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ok. i owe 13.6k on my car @ 4.9% apr. my mthly payment is 265. so with hondas yearend clearance and 0.9apr that they advertise... do u think it would be cheaper to get a 03 EX Coupe.. if i trade in my 01 EX Sedan.. I wanna do this so bad.. *i have a shopping disorder*.. has anyone recently done this and lowered payments or anythin? only issue is.. i have like NO saved money to spare.. so.... it all has to work out with my idea moneywise.. anyone? plus i get a NEW civic outta the deal!!.. heheh! yay!

 
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$265 a month payment wow thats pretty steep, if all else fails why not just go to the dealer and ask them how it would work and what it would put your payments at.

 
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im sure you can get better deal with 0.9.
i was paying 355 with my EX. now i traded in for si and paying 343 because of lower interest.. its up to you. might want to check out with your car dealer

 
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yeah thats after refinancing it @ 4.9%... i was paying about 350 @ 6.9% thru Honda.. Would be nice if they could help me.. and thanks for the advice.. anyone else have any opinions??? i would LOVE U FOREVER N EVER!!!

 
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Go for it. If your car has low mileage then you'll obviously get a great deal, although I am not sure if it would matter much since you are moving from a sedan to a coupe (more expensive). 4.9 to 0.9 vs price difference between the two. If you're looking at monthly payments, they will go down. Coupes do however have higher insurance rates. (Esp. for me since I'm under 25)

Well those are things to consider...

 
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i was at hondas website and priced an ex coupe and it was about 17k. with everything that i wanted. so sedans are generally more expensive? or cheaper then sedans?? my honda was the 1st car i ever bought.. heh! :P.. oh and its a 01 w/ 24.5k miles. i have to research. im so psyched about this and i know ill prolly just end up stuck with my honda now. *not that i should complain* but now i REALLY wanna 03. LOL

 
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wait for 04 .........

 
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i saw that pic of the 04 in a previous thread.. i dont like em. heh

 
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just wait til 04 comes out. then buy 03 coupe. that way you can get better deal.

 
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u know if u want that 03 so bad wait till 04 comes out and price will go down for 03

 
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ok lol yanno how it is when u get something in ur head n then u want it soo bad so then u cant wait.. thats how i am/was. :P

 
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Well a lot of us are like that for a turbo. Wait for the 04 and the price will go down. They have a sale like that every year.

 
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sedans are more expensive than coupes
maybe it's because they have more doors
the least you could do is try and if they don't give you what you want then don't trade it in. It's as simple as that.

 
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the 04s look ugly based on that one pic

 
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OK

I was a Car Salesperson for like 2 years, and when the 04 comes out doesn't mean that there will be a better price on the 03, thats a marketing ploy, (it works) anyways

price all depends on your negotaiting skills, ( when I bought my car, I was there for 6 hours, and bought it for invoice plus I got some free extras)

as far as trading in your car DEBBZ ...
keep in mind that they are only going to offer you just over $10k for your car as a trade and if you owe $13.6 you are what is called upside down for $3600, so what you have to do is talk the dealership into is giving you what you owe on your car, FOR YOUR CAR ! then you have to get them to sell you the new civic @ no $$ down (if you have good credit, no problem) the only down payment your gonna want to put down is to pay the tax and DMV fees cause your not gonna want to pay interest on these no matter the interest rate, then try to buy the car for the invoice price, ask to see the invoice, actually DEMAND to see the invoice, and then offer them exactly $50 over the invoice price, but tell them they HAVE to include the floor mats and the etc. etc. whatever.... YOU HAVE TO START HELLA LOW ! they are going to start high, BE UNFORGIVING, AND BY ALL MEANS DO NOT DRIVE THE NEW CAR you already have the car and you know how it drives, and besides you'll take mental ownership of the car during the test drive, and settle for the price they offer cause you'll want the car soo bad. so don't drive the car !

 
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You said you still owe $13.6K. You figure that they will give you $12.5k at best for your Civic, and the new one will probably go for at least $16k for an auto. So 13.6 plus 16 is 29.6 minus 12.5 = 17.1k which is how much you would have to get for a loan with no down payment. You might have to come up with a few thou for a down payment. I think the problem you might have is that the car is worth less than what you owe and you have no cash to add to. But look into it, you might be able to a good deal.

Or maybe you could swing it by getting an LX instead, about $1,500 less. It would be nice to get that 0.9% and more of your payment would be going toward paying off the loan.

 
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ty so much!! yes ill follow ur advice! ill have my bf there so he wont let me crack. when i refinanced my car they said my car was worth 14.5 (last mth) and since im always scheeming to get new stuff (Lol) i figured this would be worth a shot!! .. and it would be nice to have a new car.. (not a used) i bought my 01 a year n a half ago.. yes i get bored quickly. u gave me confidence :P im gonna tell em i want 14 on the car.. hehe. i was lookin up on autotrader how much dealers were sellin the 01 sedans with 24k and the highest i saw was 17k.. hell thats what i paid for the damn thing.. so we'll see :P

 
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Ahhh yes, I stand corrected. Coupes aren't as expensive as Sedans.