Rep Power: 0

I called me insurance agent and asked them about adding my sound system to my policy. They called back a day later saying that they no longer can add or cover a modification such as a new sound system. Is there any other way I can have it covered - homeowners insurance? Thanks!

 
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wat? but isnt there a law that they have to insure all belongings in a car... i mean.. where the hell will u go for insuring other stuff!!?

 
Rep Power: 786

Third party insruance?

 
Rep Power: 786

And no, they don't have to do anything

 
Rep Power: 329

AFLAC!!!!!!!!!!!!!!

actually i don't know. i'd say F-U and go to another insurance company. some cover it as long as you show proof of purchase somehow (i know mine does)

 
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[B]homeownwers insurance will cover ur car n anything inside ur car as long that ur car is in ur garage or park in drive way, i know by experience my system got stolen n my home insurance cover what was stolen from car, n my car insurance did too im with usaa, just my 2cents..

 
Rep Power: 786

Every insurance company seems to have their own policy when it comes to covering systems.

The short of it is that if they say no, tough beans to you and there is nothing you can do.

 
Rep Power: 337

im covered...my agent just wants model numbers and pictures...just be in good contact with your agent from day one, letting them that youre into car audio and will have items in the car.

 
Rep Power: 584

its covered, ive asked many times, as long as u have reciepts and maybe some picts

 
Rep Power: 329

usaa is awesome, i wish everyone could get it

 
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My insurance agent was in an accident recently and is still recovering in the hospital so it's been tough to get any information. I've been speaking to people around the office who may or may not really know. I may just have to wait until he has recovered and gets back to working. It's an unfortunate situation. I'll give a call back this week just to make sure - if they still say no I guess homeowner's it is. I park my car in the drive-way so I don't think it would be much of a problem.

 
Rep Power: 0

I got my audio stuff insured from allstate for $60 for a year for $1000 worth of equipment. good deal imho

 
Rep Power: 786

Yeah thats not bad

Mine is about $15/$100 to insure my system, which is a little too much for me right now