Insurance...how much is too much?
Thread Starter
Ask me about your mom.
Joined: Jul 2002
Posts: 2,563
Likes: 0
From: Ottawa, Ontario, Canada
Rep Power: 315 


Insurance...how much is too much?
I realize a lot of you guys are cheap bastards, but how much is too much?
Right now, I pay $90 a month for my car.
My bike is $2200 a year, unfortunately.
But...I want a new bike. Well...not NEW new, but this one:
http://www.bikepics.com/pics/pics/ho...ics-052882.jpg
http://www.bikepics.com/pics/pics/ho...ics-052884.jpg
It's a 2003 Honda CBR600RR (Yellow).
Insurance would be roughly $3500-$4500 bones. I THINK it's around 3800.
Considering I have to pay in four installments (May/June/July/August)...that's going to be $1000 a month for four months.
Is it worth it? I REALLY want a new bike. The fact that I can't do wheelies on mine, or upgrade it anymore, is making me itch. The yellow RR is beautiful, and quite affordable.
I need to sell my bike for $6000 to make it happen, so that's the other stipulation.
What do you guys think? Am I retarded for wanting to spend $4000 a year on insurance?
A Ducati 749 Dark would be $2200 a year(!), the same price as my suzuki. Tempting, but it doesn't have the sex appeal that the yellow or red duacti's have.
Input would be helpful
J
Right now, I pay $90 a month for my car.
My bike is $2200 a year, unfortunately.
But...I want a new bike. Well...not NEW new, but this one:
http://www.bikepics.com/pics/pics/ho...ics-052882.jpg
http://www.bikepics.com/pics/pics/ho...ics-052884.jpg
It's a 2003 Honda CBR600RR (Yellow).
Insurance would be roughly $3500-$4500 bones. I THINK it's around 3800.
Considering I have to pay in four installments (May/June/July/August)...that's going to be $1000 a month for four months.
Is it worth it? I REALLY want a new bike. The fact that I can't do wheelies on mine, or upgrade it anymore, is making me itch. The yellow RR is beautiful, and quite affordable.
I need to sell my bike for $6000 to make it happen, so that's the other stipulation.
What do you guys think? Am I retarded for wanting to spend $4000 a year on insurance?
A Ducati 749 Dark would be $2200 a year(!), the same price as my suzuki. Tempting, but it doesn't have the sex appeal that the yellow or red duacti's have.
Input would be helpful

J
lol i think i got you all beat.. i pay just under 6g's for my civic.. being only 20 with two speeding tickets, one minor accident and one totaled vehicle doesn't help the matters much
Brandon
Brandon
Originally Posted by WhiteHalf
I say its a lot $1k a month, **** rather just keep the same bike you got and drop the 4k on fixing up/supin up your Subaru.
For 4 months. Doing the math it comes out to about $350 a month. I think its a little high but you only live once and when you look at the big picture money is really only paper
Thread Starter
Ask me about your mom.
Joined: Jul 2002
Posts: 2,563
Likes: 0
From: Ottawa, Ontario, Canada
Rep Power: 315 


lol...no no caryn...it's $1000 for insurance over the period of may-august.
$4000 total. PAIN
but...for the sex appeal of the honda RR...it's quite tempting.
Let's see if the insurance broker can whip up a miracle.
Mike: no, this is through a different broker, but still through kingsway general insurance (who sucks, btw).
If I score my bike insurance with them, I can combine car/motorbike into one place, and get a 15% discount.
man...i really want a new bike, though. *le sigh*
$4000 total. PAIN
but...for the sex appeal of the honda RR...it's quite tempting.
Let's see if the insurance broker can whip up a miracle.
Mike: no, this is through a different broker, but still through kingsway general insurance (who sucks, btw).
If I score my bike insurance with them, I can combine car/motorbike into one place, and get a 15% discount.
man...i really want a new bike, though. *le sigh*



