Insurance...how much is too much?
01-12-2006
#1
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Insurance...how much is too much?
I realize a lot of you guys are cheap bastards, but how much is too much?
Right now, I pay $90 a month for my car.
My bike is $2200 a year, unfortunately.
But...I want a new bike. Well...not NEW new, but this one:
http://www.bikepics.com/pics/pics/ho...ics-052882.jpg
http://www.bikepics.com/pics/pics/ho...ics-052884.jpg
It's a 2003 Honda CBR600RR (Yellow).
Insurance would be roughly $3500-$4500 bones. I THINK it's around 3800.
Considering I have to pay in four installments (May/June/July/August)...that's going to be $1000 a month for four months.
Is it worth it? I REALLY want a new bike. The fact that I can't do wheelies on mine, or upgrade it anymore, is making me itch. The yellow RR is beautiful, and quite affordable.
I need to sell my bike for $6000 to make it happen, so that's the other stipulation.
What do you guys think? Am I retarded for wanting to spend $4000 a year on insurance?
A Ducati 749 Dark would be $2200 a year(!), the same price as my suzuki. Tempting, but it doesn't have the sex appeal that the yellow or red duacti's have.
Input would be helpful
J
Right now, I pay $90 a month for my car.
My bike is $2200 a year, unfortunately.
But...I want a new bike. Well...not NEW new, but this one:
http://www.bikepics.com/pics/pics/ho...ics-052882.jpg
http://www.bikepics.com/pics/pics/ho...ics-052884.jpg
It's a 2003 Honda CBR600RR (Yellow).
Insurance would be roughly $3500-$4500 bones. I THINK it's around 3800.
Considering I have to pay in four installments (May/June/July/August)...that's going to be $1000 a month for four months.
Is it worth it? I REALLY want a new bike. The fact that I can't do wheelies on mine, or upgrade it anymore, is making me itch. The yellow RR is beautiful, and quite affordable.
I need to sell my bike for $6000 to make it happen, so that's the other stipulation.
What do you guys think? Am I retarded for wanting to spend $4000 a year on insurance?
A Ducati 749 Dark would be $2200 a year(!), the same price as my suzuki. Tempting, but it doesn't have the sex appeal that the yellow or red duacti's have.
Input would be helpful
J
01-12-2006
#3
Bobaganoosh!
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holy fujesus that's alot of cash for insurance on the honda..!!
Did you use the guy I got my quote from??
Did you use the guy I got my quote from??
01-12-2006
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Rep Power: 261 lol i think i got you all beat.. i pay just under 6g's for my civic.. being only 20 with two speeding tickets, one minor accident and one totaled vehicle doesn't help the matters much
Brandon
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01-12-2006
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Originally Posted by WhiteHalf
I say its a lot $1k a month, **** rather just keep the same bike you got and drop the 4k on fixing up/supin up your Subaru.
For 4 months. Doing the math it comes out to about $350 a month. I think its a little high but you only live once and when you look at the big picture money is really only paper
01-13-2006
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Rep Power: 291 lol...no no caryn...it's $1000 for insurance over the period of may-august.
$4000 total. PAIN
but...for the sex appeal of the honda RR...it's quite tempting.
Let's see if the insurance broker can whip up a miracle.
Mike: no, this is through a different broker, but still through kingsway general insurance (who sucks, btw).
If I score my bike insurance with them, I can combine car/motorbike into one place, and get a 15% discount.
man...i really want a new bike, though. *le sigh*
$4000 total. PAIN
but...for the sex appeal of the honda RR...it's quite tempting.
Let's see if the insurance broker can whip up a miracle.
Mike: no, this is through a different broker, but still through kingsway general insurance (who sucks, btw).
If I score my bike insurance with them, I can combine car/motorbike into one place, and get a 15% discount.
man...i really want a new bike, though. *le sigh*
