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Got stopped running 140 on the 401, but the cop was nice and took it down to 110, $40 no points. Since it's no points that doesn't affect my insurance, right?

 
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depends on the insurance company... most companies wont though.

 
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still does..... but it depends...... cuz u still got a ticket...

 
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even u didnt lose any points, the insurance still have a record for speeding ticket so depends what insurance company you are with, some with BS when you renew your insurance and some just let it go
it happened to my mom's insurance so i am speaking from experience

 
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1 ticket won't get u up.... i fink if u have more than one than u might be able to go up

 
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shouldnt be a huge increase if any, but a conviction for a traffic violation of any sort is most often grounds to increase insurance prices...particularly speeding tickets. but i wouldnt worry about it too much if it's your first one and you don't get any more after this...and if you've been with the company for a long period of time.

 
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it will be on your MVR (motor vehicle record) for 3-6 years depending on the severity of the ticket - depends if you have 3 or more tickets - if you do it will effect your rates, if not , I doubt it will....

 
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msoft...... how did the cop catch u?????? radar?????? pretty lucky though still.......

 
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I don't think he clocked me on radar, and that's probably why he gave me a break. I'll probably just take it to court and if he shows up plead guilty. A ticket is still a ticket, plus I have a collision involved ticket too, need to fight...