Car Insurance
Thread Starter
Joined: Jun 2001
Posts: 9,308
Likes: 0
From: Long Island, New York, US
Rep Power: 396 
Car Insurance
I will go first....
Make: Honda
Model: Civic Ex
2 dr or 4dr: 2 dr
Insurance amount per year: $1700 (100/300)
Deductable $500
Insurance company: Travelers
Make: Honda
Model: Civic Ex
2 dr or 4dr: 2 dr
Insurance amount per year: $1700 (100/300)
Deductable $500
Insurance company: Travelers
Registered!!
Joined: Mar 2002
Posts: 80
Likes: 0
From: Dayton, Ohio
Rep Power: 0 2002 civic EX
2DR
Tickets:
Speeding 53 in a 35-guilty
speeding 70 in a 55-guilty
leaving the scene of an accident-innocent(good lawyer)
Failure to control-guilty
Failure to use a turn signal-guilty
2 separate street racing warnings
Insurance $333.07 a month
50/100/50
Insurance co. USAA
2DR
Tickets:
Speeding 53 in a 35-guilty
speeding 70 in a 55-guilty
leaving the scene of an accident-innocent(good lawyer)
Failure to control-guilty
Failure to use a turn signal-guilty
2 separate street racing warnings
Insurance $333.07 a month
50/100/50
Insurance co. USAA
Joined: Feb 2002
Posts: 2,242
Likes: 0
From: Moore, Oklahoma, US
Rep Power: 317 EX Coupe
$500 deductable
$1100 for 6 months
20 years old until end of this month, so i think it should drop further when i turn 21, right?
$500 deductable
$1100 for 6 months
20 years old until end of this month, so i think it should drop further when i turn 21, right?
Registered!!
iTrader: (3)
Joined: Jan 2003
Posts: 1,668
Likes: 0
From: Redmond, Washington, US
Rep Power: 0 2003 HX coupe
Age 18, Male
100/500 (I think)
1000 Deductable
No tickets or infractions
300 A month (3600) a year (W/ Good Student Discount)
Company: Farmers (They suck ***, but my dad doesn't want to change companies)
Age 18, Male
100/500 (I think)
1000 Deductable
No tickets or infractions
300 A month (3600) a year (W/ Good Student Discount)
Company: Farmers (They suck ***, but my dad doesn't want to change companies)
Thread Starter
Joined: Jun 2001
Posts: 9,308
Likes: 0
From: Long Island, New York, US
Rep Power: 396 Originally posted by SimplySLB
01' Ex coupe
$1100/YEAR!
I love being a girl, with a good record and a great insurance company(USAA)!
01' Ex coupe
$1100/YEAR!
I love being a girl, with a good record and a great insurance company(USAA)!
Registered!!
Joined: Sep 2002
Posts: 43
Likes: 0
From: Saint John, New Brunswick, Canada
Rep Power: 0 21 yr old male (going on 22 soon)
clean driving record
good student discount
driver training discount
2002 SI Coupe (Canadian)
approx $130CDN/mo (fairly low deductibles ... not sure right off hand)
State Farm (
)
clean driving record
good student discount
driver training discount
2002 SI Coupe (Canadian)
approx $130CDN/mo (fairly low deductibles ... not sure right off hand)
State Farm (
) 
Joined: Dec 2001
Posts: 5,230
Likes: 0
From: Daytona Beach, Florida, US
Rep Power: 349 19 year old male
one ticket
no accidents
cars insured on
2001 civic
2002 ford taruas
1999 infiniti
1997 surburban
2003 350Z
250 month/ 3000 year
one ticket
no accidents
cars insured on
2001 civic
2002 ford taruas
1999 infiniti
1997 surburban
2003 350Z
250 month/ 3000 year
Registered!!
Joined: Aug 2002
Posts: 67
Likes: 0
From: , New York, US
Rep Power: 0 yeah girls are lucky they get cheaper insurance, but anyway full coverage on my 2001 civic and comp on my 93 mazda comes to 1,940 a yeah, damn thats a lot time to look for new insurance, was paying 1400 2 years ago, freaking car insurances always raising there insurance,
Registered!!
Joined: Jan 2003
Posts: 307
Likes: 0
From: Oregon
Rep Power: 0 100/300 coverage with Farmers (I had USAA, but switched -- long story) 1000 deduct...
$70 per month, $423 for 6 months. And this is actually more than I paid for my WRX wagon that I recently sold...
The biggest thing people should note here is that age is a HUGE factor, as is location.
my age: 28/M... Location, just outside of Portland Oregon.
$70 per month, $423 for 6 months. And this is actually more than I paid for my WRX wagon that I recently sold...
The biggest thing people should note here is that age is a HUGE factor, as is location.
my age: 28/M... Location, just outside of Portland Oregon.
GODLIKE
Joined: Apr 2001
Posts: 2,449
Likes: 0
From: Chinatown, Alberta, Canada
Rep Power: 0 20yr old Male
2k1 Civic
4dr
1 50/50 Accident
No tickets
1,000,000 liablity
1000 Collision
500 Comp
$7200 a year....F.UCK I HATE INSURANCE COMPANIES !!!!!!
NEVER GO WITH ALLIANZE !!!!!!
2k1 Civic
4dr
1 50/50 Accident
No tickets
1,000,000 liablity
1000 Collision
500 Comp
$7200 a year....F.UCK I HATE INSURANCE COMPANIES !!!!!!
NEVER GO WITH ALLIANZE !!!!!!
Registered!!
iTrader: (1)
Joined: Aug 2001
Posts: 2,263
Likes: 0
From: Aurora, Illinois, US
Rep Power: 0 Man you guys all are getting ripped off
23years old
2001 Civic EX Coupe
Progressive auto insurance
License suspended once
2 speeding tickets
1 reckless driving ticket
$0 deductible on comprehensive and collision
$985/year
23years old
2001 Civic EX Coupe
Progressive auto insurance
License suspended once
2 speeding tickets
1 reckless driving ticket
$0 deductible on comprehensive and collision
$985/year
Insurance does suck if you're young. However, it's a game like any other. You can call around for the best rates. It helps if you've had insurance for over a year but most companies don't really check. I've done a lot of research regarding insurance so just some friendly advice for all you high payers.
1) When asked if you've had previous insurance, it counts if you've been listed on your parents policy.
2) Take advantage of all the discounts offered including: Theft devices, Alarms, Good Student, Airbags. Just ask them to list it and take advantage of the ones you have.
3) Shop around and move from company to company. It's true that you can brand loyalty but usually after 1 - 2 years. However, switching companies usually nets you a 10 - 20 % discount.
4) If you get a ticket, don't tell your insurance company. You aren't required to do so and they only check during renewal time. Some companies only check once a year.
5) Insure the car in cheap locations if you live somewhere expensive ( Brooklyn, Bronx). It's not insurance fraud because where you live does not have to be where the car is insured. I insure my car at school in bumble f**k and its a lot cheaper.
That's all the advice for now, gotta get back to finals studying.
I'm 21, 2001 Black Civic, One ticket. Paying $1260/ year with geico. Before I turned 21, it was $2800/year.
Of course, the older you are, the older your car, the cheaper your insurance. Most important thing is to do research, especially if money is important to you.
-Obs
1) When asked if you've had previous insurance, it counts if you've been listed on your parents policy.
2) Take advantage of all the discounts offered including: Theft devices, Alarms, Good Student, Airbags. Just ask them to list it and take advantage of the ones you have.
3) Shop around and move from company to company. It's true that you can brand loyalty but usually after 1 - 2 years. However, switching companies usually nets you a 10 - 20 % discount.
4) If you get a ticket, don't tell your insurance company. You aren't required to do so and they only check during renewal time. Some companies only check once a year.
5) Insure the car in cheap locations if you live somewhere expensive ( Brooklyn, Bronx). It's not insurance fraud because where you live does not have to be where the car is insured. I insure my car at school in bumble f**k and its a lot cheaper.
That's all the advice for now, gotta get back to finals studying.
I'm 21, 2001 Black Civic, One ticket. Paying $1260/ year with geico. Before I turned 21, it was $2800/year.
Of course, the older you are, the older your car, the cheaper your insurance. Most important thing is to do research, especially if money is important to you.
-Obs
Registered!!
iTrader: (3)
Joined: Jan 2003
Posts: 1,668
Likes: 0
From: Redmond, Washington, US
Rep Power: 0 Originally posted by ASIANPRIDE
20yr old Male
2k1 Civic
4dr
1 50/50 Accident
No tickets
1,000,000 liablity
1000 Collision
500 Comp
$7200 a year....F.UCK I HATE INSURANCE COMPANIES !!!!!!
NEVER GO WITH ALLIANZE !!!!!!
20yr old Male
2k1 Civic
4dr
1 50/50 Accident
No tickets
1,000,000 liablity
1000 Collision
500 Comp
$7200 a year....F.UCK I HATE INSURANCE COMPANIES !!!!!!
NEVER GO WITH ALLIANZE !!!!!!
I thought my 300 a month was bad (though I do have a perfect driving record)
The Man, Myth and Legend
iTrader: (2)
Joined: Nov 2002
Posts: 838
Likes: 0
From: Western Canada, where the beer is cold and the women are HOT!
Rep Power: 0 Originally posted by ASIANPRIDE
20yr old Male
2k1 Civic
4dr
1 50/50 Accident
No tickets
1,000,000 liablity
1000 Collision
500 Comp
$7200 a year....F.UCK I HATE INSURANCE COMPANIES !!!!!!
NEVER GO WITH ALLIANZE !!!!!!
20yr old Male
2k1 Civic
4dr
1 50/50 Accident
No tickets
1,000,000 liablity
1000 Collision
500 Comp
$7200 a year....F.UCK I HATE INSURANCE COMPANIES !!!!!!
NEVER GO WITH ALLIANZE !!!!!!
Registered!!
iTrader: (1)
Joined: Aug 2002
Posts: 3,009
Likes: 0
From: San Francisco, California, US
Rep Power: 0 1994 Integra GS-R
AAA
1 60/40 accident (my fault)
1 speeding ticket
$500 deductible on comprehensive and collision
$6895/year
it's a good thing I don't really pay that
.....I'm listed as primary on my dad's 92 Explorer with liability I pay $3400 a year, my dad is primary on my GS-R and he is paying 1700 a year...unfortunately i pay for both insurances so I'm still paying a good $5100 a year but I'm still saving 1700 ......
AAA
1 60/40 accident (my fault)
1 speeding ticket
$500 deductible on comprehensive and collision
$6895/year
it's a good thing I don't really pay that
.....I'm listed as primary on my dad's 92 Explorer with liability I pay $3400 a year, my dad is primary on my GS-R and he is paying 1700 a year...unfortunately i pay for both insurances so I'm still paying a good $5100 a year but I'm still saving 1700 ...... 
