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how much will insurance go up for an S2K?

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Old Jun 21, 2005
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how much will insurance go up for an S2K?

how much do you think my insurance rate will go up if i traded in for a 01-02 S2000?
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Old Jun 21, 2005
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depends on how much your insurance company wants to charge you.

i have american family, and my insurance (when i was 23 single male) went from $85 a month for the civic to $95 a month for the S2000.
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Old Jun 21, 2005
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Originally Posted by S2000man01
depends on how much your insurance company wants to charge you.

i have american family, and my insurance (when i was 23 single male) went from $85 a month for the civic to $95 a month for the S2000.
wtf? i pay 235 a month for my civic!
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Old Jun 21, 2005
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i say 10 fold if you have a record like me!lol
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Old Jun 21, 2005
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some guys have min. coverage. with my coverage, its like $3000 a year
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Old Jun 21, 2005
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Originally Posted by S2000man01
depends on how much your insurance company wants to charge you.

i have american family, and my insurance (when i was 23 single male) went from $85 a month for the civic to $95 a month for the S2000.

thats crazy i pay 303 a month for my vic. thats with a clean record
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Old Jun 21, 2005
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i work at allstate insurance and to let you know, it depends on so many factors. . .
atleast for my company, it depends on age, marital status, location, driving record, and experience.
if you are under 25 and not married, best advice is to put it under your parents name for a better rate if it qualifies you too. discounts also could apply . . .
if you have a points, the more you will pay. (the same with dui, licence suspension, lapse, etc . . .) there is this one client we insure with 24+ points on insurance and he is paying over 8g's for an early 90 mazda with only liability.

good luck
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Old Jun 21, 2005
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i pay 100 a month FULL coverage, 2 speeding tickets, 1 fender bender, and license suspended. still pay 100 a month for full coverage.
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Old Jun 21, 2005
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Originally Posted by MajinB
i pay 100 a month FULL coverage, 2 speeding tickets, 1 fender bender, and license suspended. still pay 100 a month for full coverage.

was the accident your fault and claim put in? i'm pretty sure once it renews you'll get hit hard. 100 a month is mad cheap even with a clean record. but again it all depends on location too . .. jersey is one of the most expensive state for auto insurance in the whole u.s. but one of the greatest for home and life . . .
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Old Jun 21, 2005
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georgia. yeah it was my fault. btw thats for an 01 ex coupe 5sp
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Old Jun 21, 2005
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i have a clean record. that's FULL coverage including a 500 collision deductible and 100 comprehensive deductible.
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Old Jun 21, 2005
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me too, clean record, but i'm 20 tho
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Old Jun 21, 2005
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i'm 19.
clean record.
on the Vic (05 4 door Si)..its almost $6000 a year with ALLSTATE.
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Old Jun 21, 2005
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Originally Posted by jhonsok
i'm 19.
clean record.
on the Vic (05 4 door Si)..its almost $6000 a year with ALLSTATE.
i just realized in in CA cuz u have a 4 door si, i was like
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Old Jun 21, 2005
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Originally Posted by booba5185
i just realized in in CA cuz u have a 4 door si, i was like
Oh yeah . Canadian Funds ! ..haha..
But..still..isnt that like 4800 american..thats still a LOT !
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Old Jun 21, 2005
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yea, 400 a month
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Old Jun 21, 2005
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Originally Posted by booba5185
yea, 400 a month
i have allstate. why are all you guys getting ripped off so bad? wtf? blue ball your insurance agent like i did. thats how i pay 100 a month with full coverage. and a 1k deductible helps. lol i love the suspicious looks. its so funny
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Old Jun 21, 2005
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very true, lov that look, how old are you?
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Old Jun 21, 2005
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Originally Posted by MajinB
i have allstate. why are all you guys getting ripped off so bad? wtf? blue ball your insurance agent like i did. thats how i pay 100 a month with full coverage. and a 1k deductible helps. lol i love the suspicious looks. its so funny
how did u do that?
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Old Jun 21, 2005
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Eeeesh... Im only paying $180 a month on my WRX and I think im getting jacked.
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Old Jun 21, 2005
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i am 20 years old and feelin like a pimp knowin yall are gettin ripped.
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Old Jun 21, 2005
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I find it hard to believe that some of you actually pay that. First off it is a Honda, that means you have to pay higher insurance just because the average age of the driver is under 25. Second it is a convertable, that automatically means that your insurance is expensive. I worked at Honda and I can say for a fact that we never sold an S2000 to anyone under 30. This was mostly due to higher insurance. Just my two cents.
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Old Jun 21, 2005
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i don't know about you, but any idiot at any dealership will sell anything to a 13 year old if he had enough money to buy an s2k. its called commission. if you worked there you should know that. maybe you didn't sell one to a 20 year old but someone that worked with you was thinking 'i am so getting paid by this moron.' yeah. a dealer would not give a crap about the persons insurance rates as long as they get paid, then its the loaning banks problem and not the dealership.
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Old Jun 21, 2005
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Originally Posted by MajinB
i don't know about you, but any idiot at any dealership will sell anything to a 13 year old if he had enough money to buy an s2k. its called commission. if you worked there you should know that. maybe you didn't sell one to a 20 year old but someone that worked with you was thinking 'i am so getting paid by this moron.' yeah. a dealer would not give a crap about the persons insurance rates as long as they get paid, then its the loaning banks problem and not the dealership.

We have probably 5 kids try to test drive an S2000 everyday. And the salesmen just laugh and tell them no way.
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Old Jun 21, 2005
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then you lost potentially 5 sales. if you said no to me i would go to another honda dealership buy one and drive it up to you and tell you to bite me. it would definitley be your loss. but only if you turned me away.
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Old Jun 21, 2005
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I just want to know something-Do you guys like getting Azz raped?State Farm and Allstate Ins.are the highest priced companies out there.I have 21st century and pay about 2000/yr and thats on two vehicles.My advice is to change policy holders.
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Old Jun 21, 2005
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i pay 1200 a year. allstate is the ****. when i had my 89 buick i paid 400 a year. yeah a year. anyway no body can beat my insurance rate.
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Old Jun 21, 2005
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Originally Posted by angelswin
I just want to know something-Do you guys like getting Azz raped?State Farm and Allstate Ins.are the highest priced companies out there.I have 21st century and pay about 2000/yr and thats on two vehicles.My advice is to change policy holders.

I have State Farm and wouldn't have anything else. You get what you pay for.
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Old Jun 21, 2005
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I'm sure it'll be a LOT more than Civic for sure
I'm paying 180 a month for my Civic w/ 1k deductable
I think that's too much... ....also, I can prolly afford a 20g s2k but I cannot afford insurance so i'm sticking with my Civic for couple more years...
oh btw i'm 20...
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Old Jun 21, 2005
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Originally Posted by Mike4831
I find it hard to believe that some of you actually pay that. First off it is a Honda, that means you have to pay higher insurance just because the average age of the driver is under 25. Second it is a convertable, that automatically means that your insurance is expensive. I worked at Honda and I can say for a fact that we never sold an S2000 to anyone under 30. This was mostly due to higher insurance. Just my two cents.
lol the average age of the S2000 driver is not under 25. and there's a few other things you should understand too.

convertible doesn't matter that much. the factors that determine a car's rating are cost to repair, theft rate, accident rate, driver demographic (of which is NOT people UNDER 25), income of driver demographic, engine size, chassis (2dr or 4dr), FI or n/a, safety ratings, collision ratings, etc. some of these will or won't be looked at, depending on what company you are with, but that's just to determine the CAR's insurance category.

THEN they factor in driver.

the S2000 does NOT have high insurance, unless your insurance company wants to rape you, or you have **** on your record. again, I was single, 23 years old, and paying $95 a month for full coverage with 500/100 deductibles. how is that high insurance? the S2000 does not have a high claim rate, and it's intended driver demographic is a low-risk group, and it's cost to repair is not much higher than a civic. it also actually has BETTER safety ratings than the civic.
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