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Should I Report(do I Have To?)

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Old Oct 2, 2004
  #1  
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Should I Report(do I Have To?)

recently got in an accident
i was driving my friend's car and he was the passenger.
the lady that i hit took my drivers license info and his insurance (on his car)
now. the lady had filed the claim on his insurance
and of course I dont want my INSURANCE TO cover anything (cuz my insurance gonan go up if that happens right>?)..

i recived a letter from 21st century(friend's insurance) yesterday
the letter contains a DMV "REPORT OF TRAFFIC ACCIDENT" form and 21st Century ACCIdent Report FOrm and the letter sayingthank you for ur recent report of this accident blah ur cross has begun
INSURCED : SAMMY ***
Claim No. : 0000************
Date of Loss; 9/22/2004

wut my concern is.. wut shud i do next? shud i turn in taht DMV REPORT? is it necssary? so the claim has already been file?? my insurance company does not have to get involve? i called my insurance company but the dude didnt kno much
he asked me if i wanted to CLAIM it with my insurance I WAS LIK. NO then he said its my decision

wuts the best thing i shud do to avoid havin my insurance to GO UP~
help ASAP
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Old Oct 2, 2004
  #2  
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btw i have state farm
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Old Oct 2, 2004
  #3  
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your insurance should not be involved at all. It was his car, not your. If you were cited for anything thing like speeding or something like that, it would be your responsibility to pay the ticket or take of it, but he pays the insurance on HIS car. Check it out for yourself but, that is my advice. It had nothing to do with your vehicle or your insurance, period.
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Old Oct 2, 2004
  #4  
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wut about the damage on th eother party's car? the lady went tot he hospital for check up..
some say.. my friends insurance might or might not cover the 3rd person
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Old Oct 2, 2004
  #5  
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Originally Posted by Tojo
recently got in an accident
i was driving my friend's car and he was the passenger.
the lady that i hit took my drivers license info and his insurance (on his car)
now. the lady had filed the claim on his insurance
and of course I dont want my INSURANCE TO cover anything (cuz my insurance gonan go up if that happens right>?)..

i recived a letter from 21st century(friend's insurance) yesterday
the letter contains a DMV "REPORT OF TRAFFIC ACCIDENT" form and 21st Century ACCIdent Report FOrm and the letter sayingthank you for ur recent report of this accident blah ur cross has begun
INSURCED : SAMMY ***
Claim No. : 0000************
Date of Loss; 9/22/2004

wut my concern is.. wut shud i do next? shud i turn in taht DMV REPORT? is it necssary? so the claim has already been file?? my insurance company does not have to get involve? i called my insurance company but the dude didnt kno much
he asked me if i wanted to CLAIM it with my insurance I WAS LIK. NO then he said its my decision

wuts the best thing i shud do to avoid havin my insurance to GO UP~
help ASAP
DMV form stating the car was in an accident or was it a insurence form?
if it was DMV by law you have to fill it out and send it in within 2 weeks of the accident
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Old Oct 2, 2004
  #6  
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this should be in the legal forum
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