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Talking to my friend yesterday and he's planning to save up $5k to put a downpayment on a Lancer Evolution. He's really putting himself on the border. What if he crashes his Evo or something unexpected happens...

I use to think about doing something like this until I thought about the "what ifs"

I would've stopped him, but his eyes were glaring when we went to the Mitsubishi dealership yesterday. Didn't want to say anything to stop him.

 
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full coverage

 
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tell him to at least take some driving lessons. none of that "defensive driving" crap, although that can be useful to some extent. im talking about REAL driving lessons

 
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I don't understand what you're point is? So he wants to get a car that may be a litle expensive for him... big deal. At least he plans on saving, and he has something to daydream about when he's workin the 9 to 5... Not flamin, just don't understand what's so crazy about that.

 
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I paid my car in full, just so I wouldn't get owned by a lease or loan. Better to pay off a car as soon as possible rather than having paid two times it's price when you're done with a lease/loan.

I started saving for a car when I was 12, but I didnt know which for. I got a job when I was 16. When the 7th gen came out in 2000, I made my decision.

 
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I don't know.. maybe I'm just stepping into a new domain. But just sounds insane that he's taking the risk of his life to go in debt n all.

 
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how is he risking his life? is he that irresponsible that he cant handle a low 13 second car? I dont know where u goin with this. Its not like he's buying a forumla 1 car or some ****

 
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5k down payment is like nothing, he's gonna be owing loads of money for the loan plus the high high insurance. thats gonna be like 800 or so just for his car a month. hope he's got a decent job.

 
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how old is he? does he have alot of driving experience

 
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Yup, like $500 - $600 a month on a 48 month loan. A bit cheaper of you go longer term...but if his insurance is high...Do-able if he has a good job. One of my younger brother's friends just bought an STi. He is basically working for that car.

 
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yup, its not too smart if you get a car you cant afford. you'll just run into financial problems later. a car is only a car when it comes down to it.

 
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you shouldnt think like that. think positive.

 
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I really hate financing. Paid off the Civic in full when I bought it (instead of putting 15 grand down on like a IS300 or something). Just hope that he has a stable income to pay for what he owes on the car.

 
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he's not talking about the car's power; he's talking about going into debt over a car.

to me, i think you're right, kenji, it's not worth going into debt over. if he starts now, it'll be hard to get out. that's the problem these days; people living on credit. *ghasp* the depression revisited. haha....ohhhh, the good ol' US History days *tear*

 
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werd bro, i was thinkin bout gettin a s2k/evo/sti, but i dont wanna work 60hours or more just for insurance and monthly payments....thats why im gonna get the rsx....im still young so i'll the evo/sti will be my next car after rsx

 
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Yea, that's what I'm worried about. He makes $30k a year. Well.. actually.. since he lives at home.. I guess it's not too bad...

 
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is he gonna live at home for the rest of his life? **** your own place should come first...

 
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yep, its called being car poor... something I didn't want to be when I decided to go finish college. Got rid of my toys and now have a Civic...

Man, I'd like to be making 30k right now. I have 2 degrees and can't seem to land a job in either of my fields...

And living at home to boot!