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Old Jul 10, 2002
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Insurance Company

i need to find a new insurance company...
i have 3 tickets and i am only G2 licence.
and my house and 4 cars...

do you guys have any insurance company to introduce me..
cause i need to find a new one..cause the insurance company
is not insuring us...
thanks.
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Old Jul 10, 2002
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who's your old insurance company..?
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Old Jul 10, 2002
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try goin to a broker
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Old Jul 10, 2002
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yea...i am in pacific
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Old Jul 10, 2002
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did u fight off all your tickets?
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Old Jul 10, 2002
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i dont really think it matters.....cuz the insurance company has ur record.....and the new one u get will still have ur record....
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Old Jul 10, 2002
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03Eclipse should not be trusted03Eclipse should not be trusted03Eclipse should not be trusted
bluelle is right, if you go to another comapny they will pull up your MVR (motor vehicle report) and see all your tickets - your gonna find it hard to find a company to write you - try Pafco or Co-operators- they have policies for sub-par risks but you'll pay a bundle
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Old Jul 10, 2002
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mine insurance company its co op... and they are gooD~
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Old Jul 10, 2002
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03Eclipse should not be trusted03Eclipse should not be trusted03Eclipse should not be trusted
i use to work for co-op - they have good claims service - but are a bit expensive
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Old Jul 10, 2002
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i am with bel air direct.....they aren't too bad...remember our cars are a big target for theft..plus the area we are in matters as well....wow..your insurance will be expensive..i pay $500 a month..but i insured all my mods on my car..just in case..and i am primary
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Old Jul 10, 2002
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dang im with state farm i pay 2000 a year 1 accident not my fault!<---> g2 still!!!. i think under the civic (im with mommY) hahahahaha
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Old Jul 10, 2002
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500 bucks!!!! WTF.... damn I'm with State Farm, Primary and have been insured by them since 17. That was 8 years ago so that make me 21 yrs old! [IMG]i/expressions/face-icon-small-wink.gif[/IMG]
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Old Jul 10, 2002
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You're screwed. Those 3 tickets, if they're worth alot of points, is going to make you go through the roof. Though obviously you'll get discounts for multi-car and home, but still.

I've been paying $5000+ a year for my EL, because of 2 at-fault accidents. My first year right after the 2nd accident, I was paying $6600.

Go through a broker, and you will most likely be insured on the.... (can't remember the word) auxiliary market? Something like that. Basically the "dangerous driver" market. Even if you need a telescope to see, have 10 accidents, 5 tickets, are 107 yrs old, and drive a 2002 Porsche, they'll insure you (there's a profit to be made! Insurance is all about statistics!). I was insured for quite some time through a State Farm broker, who 'farmed' me out to ING Halifax. (Different than ING Direct I think)...

You will HAVE to go through a broker. All the ones that people can name off the top of their heads don't dip into the lucrative yet dangerous market. BelAir, Royal Bank, State Farm, you name it, they're not going to insure you.

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Old Jul 10, 2002
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ice: which is your broker..cause i might have to check it out..
my parents don't mind paying..but the company rite now is not insuring.
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Old Jul 10, 2002
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Cue is 21 already??? dang... i thought ur 18 or something man.. u sure look young dude...
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Old Jul 10, 2002
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if you get insured with a company that accepts sub-standard risks (ie pafco or co-op) they have subsiduary companies that only insure high risk drivers, and I guarantee you they don't make a profit - the government of ontario makes insurance mandatory so they make larger companies accept certain risks - the only way these companies are in business is because thier return on investment is high - almost every company in Ontario recorded a loss in the auto insurance industry - companies don't make money of auto insurance
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Old Jul 10, 2002
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[hr]Cue is 21 already??? dang... i thought ur 18 or something man.. u sure look young dude... [hr]
thanks man... I actually am 22 but I like to say I'm 21 cause my b-day just passed. [IMG]i/expressions/face-icon-small-wink.gif[/IMG]
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Old Jul 10, 2002
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im with TRG and they go through loyalist...they advertise for people who have tickets or have been in accidents. my insurance through state farm was 250/mth and when i switched to TRg its now at 166/mth
i have 2 speeding tickets. one 144 in a 100, and 61 in a 50
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Old Jul 10, 2002
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[hr]Originally posted by: CUE2k1
500 bucks!!!! WTF.... damn I'm with State Farm, Primary and have been insured by them since 17. That was 8 years ago so that make me 21 yrs old! [IMG]i/expressions/face-icon-small-wink.gif[/IMG][hr]
Cue you know we get discounts through RBC insurance right?
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Old Jul 11, 2002
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[hr]Originally posted by: oldskool
im with TRG and they go through loyalist...they advertise for people who have tickets or have been in accidents. my insurance through state farm was 250/mth and when i switched to TRg its now at 166/mth
i have 2 speeding tickets. one 144 in a 100, and 61 in a 50[hr]
can i have your broker? and the number..which company is that..
is there a full name...maybe i'll just quote the price..
thanks
eric
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