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WTF!!!!!!!!!!

I GOT A LETTER FROM MY INSURANCE AGENCY SAYING BLA BLA BLA COSTS GOING UP BLA BLA BLA.....WELL FINE I HEARD A LITTLE JUMP WAS COMING BUT


..........................41%!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

I'M PAYING MORE NOW THAN WHEN I WAS 20 AND JUST GOT MY CAR AND LISCENCE!!!!!

ALL THESE PEOPLE COMPLAINING AT WORK ABOUT INSURANCE GOING UP LIKE 10 BUCKS....OH YA YOU JUST TRY PAYING 4000 A YEAR AND I HAVE NO ACCIDENTS AND ONLY ONE MINOR TICKET!!!!!!!!!!!!!!!!!!!!!


95$ PER MONTH EXTRA.........AND GET THIS.....IT IS SIX DAYS BEFORE MY NEXT PAYMENT IS DUE AND THIS IS THE FIRST I HAVE HEARD OF IT!!!!

THIS IS NOT FAIR 6 DAYS BEFORE AND THEY JUST POP IN LIKE "OH, YOUR A YOUGER MALE...WELL HERE YOU GO A 41% INCREASE....OH AND BY THE WAY WE WANT IT IN 6 DAYS"

IS THERE A LAW AGAINST ALL THE COMPANIES JOINING TOGETHER TO COLLECTIVILY SCREW US......ITS ILLEGAL TO NOT HAVE INSURANCE IF YOU DRIVING AND YET THEY'RE ALLOWED TO CHARGE US ANYTHING. FORGET FREEZES ON HYDRO COSTS HOW ABOUT SOME POLITICIAN SAVING MY *** FROM THESE INSURANCE HOM0S

F.UCK!!!!!!!!!!!!!!!

 
Rep Power: 364

Try PMing InjenCivic. He's a cop. I think that if they increase your rates like that, they can only apply it to the next billing period. I know ex post facto is illegal, so I don't see why this wouldn't be.

 
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Doubt a police officer can offer much help. Search around for a better company....some out there just rip you off for no reasons....

I'm 20 had my license for 3 years, one accident no injuries driving 2k1 civic couple auto. I pay 165/mo. went up 10 bucks recently....no big...

I got state farm.

I also have a lot of deductions from multri vehicle policies, good driver, yadda yadda....I have all but good student...

 
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switch company.

 
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well i'm 21 and have also had my license for 3 years. i have no accidents, 1 minor ticket and that's it. i've been insured with this company since my beginners....i even took the 1000 deductable to save me money. I'M PAYING $329 PER MONTH!!!!!!!!!!!!!!!

i called state farm to see what they would do for me and the gave me a great quote:

"$5500 a year!!!!!!!!!!!!!!!!" THATS $458 PER MONTH!!!!!!!!!! for 1 vehicle, 1 driver, driving less than 15000 km a year with a thousand dollar deductable, and the only bad record bieng a single ticket a year ago........!!!!!!!!!!!!!!!!

these friggin people are crazy how do they expect us to drive at all with $400 insurance payments monthly. i envy all you who's parents put it in there name....mine wont for god knows what reason......so i guess i'm screwed with a 10foot pole. DAMNIT

 
Rep Power: 364

I was just saying that Injen might be able to tell him if any laws were broken by what his insurance company did.

 
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Welcome to Civic Insurance Land, and modern times.

Both of our rates here went up, Farmers says its because the industry has seen rising costs. My Civic went from 425 to 485 for 6 months (29, no tickets or accidents). I too carry a thousand deduct.

FWIW, when I sold my WRX and got the Civic, it was during the previous 6mo period, and the insurance on the WRX was 60 bucks cheaper for 6 mos...

 
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the law that your talking about i dont think will work in your case.

Its called collusion and it only works when everyone your trying to get insurance for raises the price on not just you but everyone.

 
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yeah *** my insurance coz they want 300 a month and i am 22. one reckless driving coz on my previous car, my rear right popped, i spun outta control on the icey bridge, knocked down the I-75 sign in michigan, and the cops checked my skids and said i was doing 10 over. (75 on a 65) and a cop was behind me the whole time. 4 points for reckless driving, 3 points for speeding = 7 points total. total cost of fines $380.

 
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thats exactly how much i've been paying a month for my insurance ever since i got my car... well, not that amount exactly, i pay $452 a month! lol

 
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damn, i pay 400 a month and i am 22, have an accident and a 92 in a 45 workzone ticket on my license

 
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i pay 329, 1 wreck. no other tickets are on there, i had the judge here keep all the tickets i got off mt record, alli had to do was cut his grass for a year. but i still pay to oo muh with a 1000 deductible.

 
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man , i can feel you dudes, but i did a little trick to get off from paying such high premiums. i first switched from sate farm 450 per month, and join up with a no name bs company with only liabilty, six months later i came back to state farm and only have to fork over 140 per month now. They clean up your records when you leave. so when you come back its like your brand new.

 
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damn kids move to ohio i only pay bout 160 a month 1000 for half year 500 dollar deduct and i got bout like 2 speeding tickets and im only 18

 
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well i assume anyone with a really low premium is either under there parents insurance or older than 25. this is shat really........i dunno. i'm surprised anyone under 25 can even afford to drive.....how do they expect us too. Geez i just did an online quote from belair for a yugo and they wanted 225 a month!!!!! seems that the type of car doesnt matter. my one friend of same age and record pays 160 for his saturn. AND I KNOW THAT CIVICS ARE CHEAPER TO FIX. how's that cause my sis backed into one and cracked a fender and broke a headlight....they wanted 2000 to fix it. 2 companies gave that qoute. they wanted 600 for painting!!!!!!!!!!!!!. WHICH IS TOTAL BULLSHT. 330 a month my ***

 
Rep Power: 309

what i was planning on doing was taking a road trip down to florida and get my car insured down there. my insurance would be 2200 a year which is less than half of what i pay now. someone i know had his liscensed suspended for 5yrs and had his 92 mustang insured for 800/yr in florida.

 
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Hmm im 21 and i live in lancaster pennsylvania and my insurance is 141 a month and im full coverage, couple speeding tickets. 500 deductable and never been in an accident. Where are you guys from in which these rates are so damn high

 
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In canada it cheapo!!!!!

i'm 24, clean record , 2001 coupe and only 142 canadian dollars a month! with 200 deductable.

you should drive up north and insure it here!

sorry , i feel for you guys

 
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Canada is getting hit hard-The insurance company is calling it a "surcharge". A friend of mine had a list of cars. CL Type-S is being hit 100%!!!! Double your previous amount. Sport Bikes 25% I can't remember the others...it's freakin crazy. Hondas are good on gas and all that but zhit that much for insurance counteracts any type of savings there is. Selling it if it goes up any more.

 
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I live in Redmond WA, 300 Dollars a month, or 1800 dollars for 6 months. 18 and a half, Good Student Discount, Under My Parents policy, No Tickets, No Accidents. Full Coverage though, w/ 1000 dollar deductable. I'll procede to bend over the table now and take it up the ***...

-Mark

 
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holy crap I thought I was paying too much about 1000 for 6 months all u 18 year olds how does your parents cought 4 grand a year for your insurance only??!!! WTF

 
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1 reckless, 2 speeding and a DUI and mine just dropped $20 a month
202 right now

 
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Wow!!!! I don't understand why everyones rates are so high. I pay $150/month for my wife and I on our '02 Civic and '97 Jetta, that is with $0 deductable and a recless driving.

 
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thats all a contract between you and the company, thats not a crime, its a civil matter, you just need to switch insurance companies. Personally insurance companies are a joke

Injen

 
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Hmm,

I didn't think you could legally do this.

Also, if your license is suspended, why not get some kind of insurance for a car that is just sitting? I mean if your license is suspended, you arent supposed to be driving, and I'm sure the insurance company would give you some kind of insurance to protect the car while it sits...

 
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The only thing they MIGHT let you take off is Underinsured/Uninsured covereage. Even if the car is sitting and not supposed to be driven, there is still the possibility of it being hit or damged. A friend of mine was Moving to Hawaii temporaroly and was only taking one car. His insureance company would not let him knock down his coverage even though his car was going to be parked in a protected, gated, storage facility.

 
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Try switching over to progressive auto insurance, I'm on it for $300 for 6months, and that is full coverage, with rental and roadside assistance. They have always been there and they have always filed my claim and had a check back to me within the same day. They are great never had my insurance hiked up as much as you guys are talking about here either.

 
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-Im 19 (turning 20 this year)
-living in MD
-I had 6 points this month all my points dropped off my record (but stay on insurance record for another year)
-No accidents
-Policy under my own name
-$500 deductible
-Full coverage

TOTAL : $366 / month

 
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How do you check how many points you have? Do you just ask the insurance company?

 
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You state dept. of license's would be theones to tell you.