j0nblayz

sorry to say guys, i will be heading to the dealership this wednesday to trade in my 2k1civic for a 95 acura integra ls... as much as i love my 2k1 civic, i just can't pay the high insurance.. i'm currently payin $500 a month fer insurance plus $350 on top of that for the 2k1 civic..

netcbc

iTrader: (1)

sorry to hear that, got any parts to sell?

FURY

how much would the insurance on the teg be?

big20ugly

what kind of a driver ar eyou to pay $500 a month for insurance?

NeoMagus

Why not a GSR? Prob wouldnt be too much more than an LS [IMG]i/expressions/face-icon-small-confused.gif[/IMG]

Oishi

the gsr would probably cost more...depends on the insurance company of course...sorry to hear that you're paying a lot...i'm also paying a lot and the fact that my job doesn't pay that well doesn't help either

KurupTLX

I dono about u but my insurance company charges WAY more to insure a teg...

K-lx

oatmeal

you should ask you insurance will it be cheaper for insurance cuz i have a 92 gsr and i paid 5000.00 with a clean record....and than i got my 2k1 civic...and i still pay the same amount.....if the difference is under 100 i think you should just stay with the 2k1 ....it is brand new....just my opinion if the differnce not to much .....don't go for it.....[IMG]i/expressions/face-icon-small-confused.gif[/IMG]

KoNkReTeNj

Keep the civic man... the insurance prob. won't go down that much, you should find out about the insurance for the teg. [IMG]i/expressions/face-icon-small-tongue.gif[/IMG]

UncleB

$500 a month for insurance!? I pay $190 and I am 19, single, and a male. those seem to be worst things to be when calculating insurance. hehe.

j0nblayz

nah, the main reason the insurance on the civic is so high is cuz i got into a few accidents, wrote off 2 cars, and the last accident i got into i got sued $15,000... also since i am leasin my civic i need to have have full coverage on it, but since i am gonna fiance my integra i can just have liability, which end up being only $260 a month fer insurance... that an extra $240 i save if i get the integra, the monthly payment for the integra will be around the same... the ticketed price on the 95 integra is $15,998, but the guy said he'll give it to me for 14,500, that a good deal for a 95 integra ls? and also for gsr, my insurance will be around the same as the civic...

Ronin

Wow, $16,000 (Can) for a 7-year old LS seems pretty high--- what's the mileage on that? I guess $14.5 k is a bit better, but I think you can talk him down even more.

Imagine that a coupla more thousand will get you a brand new Civic LX. Why didn't you finance your 2k1 in the first place and get one-way insurance then?

oatmeal

you can really have just liablillty on a finance car?[IMG]i/expressions/face-icon-small-confused.gif[/IMG]

RSXtypeIvtec

iTrader: (11)

14500 is still too high for a 95 teg ls, my friend just got a 99 gsr with only 32000 miles for 13k
with no problems what so ever....

j0nblayz

we talkin bout canadian dollars or us dollars?

Ronin

The guy lives in Maryland, so I'm assuming he's talking US bucks.

But ya, there's too much confusion on this site when it comes to currency differences. You always gotta specify CAN dollars to these other peeps.

j0nblayz

so is 14500 for a 95 integra ls a good deal? has bout 92,000km... its in pretty good condtion.. no spoiler, which i dont mind, but the rims are just nasty.. probabaly have to buy some new rims.. whats some things i should check on the integra to see if its in a good condition or not..

CivicMonkey

As much as i love the gen 3 teg i say keep da Civic bc, its the resale value is worth more bc its a new car, but the integra will be 3rd person owner at least.

but yah man 15000 can for a teg, is pretty pricey u should just keep lookin around dont rush yourself.
i was lookin for a teg before i decided to get the civic, even i found an 98 integra 50,000kms for only 14500 can. But yah i suggest that u buy your car from a prvate dealer bc, u can always talk guys down more than a dealership.

j0nblayz

its because i have been in too many accidents, plus no other insurance company will accept me with my bad history.. dont get me wrong, i would love to keep my civic.. i just can't pay the insurance..

CivicMonkey

As much as i love the gen 3 teg i say keep da Civic bc, its the resale value is worth more bc its a new car, but the integra will be 3rd person owner at least.

But yah 500 a month for insurance thats crazy man, i think youre getting really screwed, u should go to another insurance branch, even i pay only 200 a month and im a new driver.

oatmeal

dam dude..i'm sorry that is way to high to pay for a 95 integra.....for that kind of mile on it......we have some here for only 5-8 thousand...for the price you paying you can get a 99 integra ls...with only 32 thousand mile on ...it ..........dude ...i'm being very serious.....you can do so much better.....15000 is ridicoulous[IMG]i/expressions/face-icon-small-mad.gif[/IMG]

Oishi

<< As much as i love the gen 3 teg i say keep da Civic bc, its the resale value is worth more bc its a new car, but the integra will be 3rd person owner at least.

But yah 500 a month for insurance thats crazy man, i think youre getting really screwed, u should go to another insurance branch, even i pay only 200 a month and im a new driver. >>



yo...you live in the same city as me i've been driving for about 4-5 years and i pay the same amount as you do? why is that? is it because you only pay for basic and collision? or for all?

Ronin

<< that is way to high to pay for a 95 integra.....for that kind of mile on it......we have some here for only 5-8 thousand...for the price you paying you can get a 99 integra ls...with only 32 thousand mile on ...it ..........dude ...i'm being very serious.....you can do so much better.....15000 is ridicoulous >>


Ok, once again, all prices he quoted is in CANADIAN dollars and all mileage is in KILOMETERS

But ya, even at $14,500 (CAN), you still have to add another grand or so to replace the rims with new alloys, like you said. So let's say $15,500 total (CAN) for the car + new rims. That seems to be a bit much for a 7 year-old Integra with close to 100,000 KM on it. And if the rims are nasty, it's a sure sign that it's been through a lotta tough winters up there. Better get it checked inside out by your mechanic.

Try to shop around some more if you can wait. If you rush your purchase, there's a greater chance you're gonna get ripped off.

new2civics

Think of it this way..... The teg is a faster Car

01BlackEM2

Insurance on a GSR is pretty expensive. My boyfriend has a 95 GSR and he pays just about as much as I do, and he has a clean driving record. And my insurance on my 2k1 civic is a little over $2,000/year and I haven't gotten any tickets or any accidents. Although every insurance company is different... Before he got his GSR he checked out insurance prices for an LS, I don't think it was too much less than the GSR, but not quite as bad.

Cali

<< the ticketed price on the 95 integra is $15,998, but the guy said he'll give it to me for 14,500, that a good deal for a 95 integra ls? and also for gsr, my insurance will be around the same as the civic... >>



you're getting spanked. Back in June of 2001, you could have gone to an Acura dealership and paid 15,988 for a brand new 2001 5 sp. Integra LS cpe. Acura was giving a 4,000 rebate off MSRP to the dealerships to get ready for the arrival of the RSX in early July. I regret waiting for my parents to help me buy my car. If I would have known my parents were gonna spend 14,000 plus tax on a civic I would have gone out and financed the integra myself. The resale on those cars is so high. but seriously, go private party. you should be able to find a 95 ls for around 10,000. For 14,500 you should be able to get 96 gs-r.