Lowering payments???
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From: Dallas, Texas, US
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Lowering payments???
I pay 344 a month for 60 months, if I were to pay more than 344 a month would my payments go down??? If not, other than refinancing is there another way? [IMG]i/expressions/beer_yum.gif[/IMG]
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From: Modesto, California, US
Rep Power: 0 Dude, bottlefed, you got ripped off! If you put 2,000 down and are still paying 386 a month for 5 years that means your car is costing you $25,160! Sorry man you could have gotten the RSX with that money!
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From: Oakland, Other, ZEBRA
Rep Power: 0 but becareful when calculating.. you have to take into consideration of interest rates. 386 sounds about right though... i personally wouldnt finance it with such a high interest rate.
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From: providence, Rhode Island, US
Rep Power: 0 $1000 and 252.27 a month......DON'T REALLY LIKE THE RSX BODY...LIKE THE CIVIC BODY.....BUT LOVE THE RSX ENGINE......DECIDE TO GET A CIVIC...[IMG]i/expressions/face-icon-small-confused.gif[/IMG]
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From: Gaithersburg, MD
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No your payments would most likely go down. Actually they ask on the slip if you want it to reflect on the next statement or not. If you pay more each time it goes toward your principle. If you don't want it to reflect that extra money on your slip then let them know. Most likely your interest will go down.
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From: Canoga Park, California, US
Rep Power: 0 I will be re-financing through a credit union soon. It should lower my payments, but first look at what interest rate they offer. It all depends on your credit history. If they see that your credit history is good, then you'll get the lowest rate they offer. 
My 2k2 Vtec
My 2k2 Vtec
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From: ridgefield park, New Jersey, US
Rep Power: 0 im paying 231 a month for 48 months and i put seven down but my intrest is at 11% me being a new buyer....... my question is that if having to pay intrest on the total amount of the car which is what mostly everyone is doing now, is'int it better to have a bank buy out what you owe with out the intrest for the other years you have'nt paid yet, and instead of paying intrest on what you bought the car for you would pay intrest on what you owe to the bank therefore in the long run you would pay less [IMG]i/expressions/face-icon-small-confused.gif[/IMG] make sense???? e.g. multiply 14625 by 11% =1608 wich is how you pay now, but if you put half down and had a bank buy out what you owe you would pay less 7625 x 11% =838 equaling half of the intrest that we pay now even if the intrest rate iss the same ..... but enough!!!!!! has anyone done this cause im thinking about trying it[IMG]i/expressions/face-icon-small-cool.gif[/IMG]let me know
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From: Chinatown, Alberta, Canada
Rep Power: 0 Well I do not understand how the hell you guys pay soo little.....I have a 5 year finance plan at $400 CANADIAN....a month....like my car is gonna cost me $26,900
See I also had like 9.75% APR in Nov 2000 when I got my car.....Hella long ago.....And RSX...back then....There was no such thing...that car is like a 2002 thing......And to be truely honest...when I got to Acura to fix my g/f moms new 2k1 well get the oil changed.....I look at it everytime...and hate it more and more....the whole I-Vtec is wicked...but that body....well...just isn't for me..unless its a Type-R.........Then only car that I love at the dealer is the 3.2 TL Type S....OMFG....and the one with the Ground Effects..... But I will still be giving the RSX a 
See I also had like 9.75% APR in Nov 2000 when I got my car.....Hella long ago.....And RSX...back then....There was no such thing...that car is like a 2002 thing......And to be truely honest...when I got to Acura to fix my g/f moms new 2k1 well get the oil changed.....I look at it everytime...and hate it more and more....the whole I-Vtec is wicked...but that body....well...just isn't for me..unless its a Type-R.........Then only car that I love at the dealer is the 3.2 TL Type S....OMFG....and the one with the Ground Effects..... But I will still be giving the RSX a 
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From: Souderton, PA, Pennsylvania, US
Rep Power: 0 i financed through a credit union, put 8500 down and my payments are 166.93/month for 60 months, but ive been putting extra in, hoping to get it paid off by 2003[IMG]i/expressions/face-icon-small-smile.gif[/IMG]
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From: Lowell, Massachusetts, US
Rep Power: 0 3200 down... 268.28 for 60 months 4.9 % finance but i pay extra every month so my payments go down so my first priority is to pay a good part of my off while saving for future mods .
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From: Fort Myers, Florida, US
Rep Power: 0 I put $500 down and my payments were $515 a month for 5 years at 10.5% interest. I applied for some sort of insurance when I bought the car, but a few months down the road, I got a letter saying that I didn't qualify or something and they sent me a check to send to Honda that was for the amount that I had payed towards that insurance so far. Turned out to be like $600 dollars and it lowered my payments to $400. I was happy to say the least. I am going to refinance in October and try to get down around the $300 range. wish me luck.
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