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my mom is driving a 2005 matrix xr and im driving a 2003 civic ex. now with geico our 6 months is at $2800. and due to my speeding ticket, one no-fault accdient for me, and one for my mom, and one accident where i wrecked myself and no cops involved that isnt included in that amount...geico is cancelling our policy. im just wondering if $2800 was a good amount for our situation. any other alternatives? anything cheaper and still good?

 
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$5600/year is ridiculous. Geico was always high when I got quotes from them so I'd advise shopping around.

 
Rep Power: 452

**** you think thats high, mine is around $800/month. But I have around 20 tickets on my record.

 
Rep Power: 328

Geico sucks if you have tickets, they are only good if you have a clean record.

 
Rep Power: 279

damn i thought mine was bad i have a clean record but my insurance is like 250.00 a month for 6 moths then after that it goes up again to 300.00 each month

 
Rep Power: 309

800 a month????? i hope that was a typo

 
Rep Power: 328

I have a $240 ins. payment with maximum coverage, and a 500 collision deductible and a 100 comprehensive deductible. I have had 1 ticket in 4 years of driving, and nothing else on my record. It all depends on the company, how old you are, if you are male or female, where you live, even if you have a garage that you keep the car in.

 
Rep Power: 0

damn...that sucks. how the hell can you even afford to drive? also, how do you still have your license w/ that many tickets?

i now only have 1 ticket remaining on my insurance, and i just switched companies to lower it from 1900/year to 1200/year.

 
Rep Power: 301

 
Rep Power: 452

Nope, not a typo

 
Rep Power: 452

I split it with my parents, well actually I pay about $200 a month towards it, they pay the rest. I have had it suspended 2x already. I have been doing good for almost a yr. now. with no tickets. Gotten pulled over several times, but for just my tint and having no inspection sticker, but got warnings on both.

 
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$2800 is for 2 cars right?

Just to let you know mine is $300 for 6 months liability only.

 
Rep Power: 289

hmm...
i pay 1000 fo rinsurance a year.

 
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so far...allstate looks promising with full coverage and 500 deductible at 2,200 and some odd dollars for the 6 months. any other companies...comparable to allstate's reputation can might be a bit cheaper?

 
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you think some people would learn after a ticket or two.

 
Rep Power: 452

Yea but sometimes I get tickets for nothing. Cops sometimes are just a-holes. When it is the end of the month, they try and find anything to pull you over for. Yes alot of my tickets I take responsibility for, but about 10 of them I dont. And all of those I pled not guilty too, lost 7 of them, and won 3. Better luck next time.

 
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well are you under 25? Mine is 750 every six months under my dads name with full coverage. i have state farm and if you are under 25 and get one speeding ticket your insurance doubles. that was the one threat i got from our insurance agency. but if i get one i lose my car anyway.

 
Rep Power: 452

I am only 21 but every ticket that goes on my record, makes my insurance go up. the insurance I have now is I think the only one that will insure me. Dont quote me on that though.

 
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damn...At some point I'd say screw it and pay others for rides and use public transportation.....

I pay a little over 120/mo. for a leased civic. And I'm in So cal....the policy is the minimum requirement for a leased civic which is 100 300 colision, and a 500 deductable, and uninsured motorist and medical....Only discount I have is good driver, and my mom on the policy since the car is in her name....I'll be adding good student discount soon also.

All this for a 21 year old. Two accidents, one at fault another not.

 
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20 tickets and no suspended license? Holyish. In the state of texas if you get 3 moving violation within a 12 month time span you get your license suspended.