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Ok, right now I pay $347 a month for my civic ( I had no credit at the time or a down payment) and I now pay $300 a month for insurance. The car is insured under my parents name and we get that discount where the more cars you have the lower it is. So like 4 months ago Farm Buearu decided to raise my insurance to $300 for no damn reason. I have a clean record. I used to pay about $200 a month, I'm 22 right now.

I also been thinking about trading my civic in for the rsx type s. I went to check to see how much the monthly payment would be and the insurance. Well it came to be that my car payments would come out to be $430 a month and insurance would come out to be $190 a month if I got a type s. I also checked to see how much the insurance would be under my own policy, what a shocker, its the same as the type s.

Those were the best quotes I couuld get with all the shopping around I did. Now I am really tempted to get the type s since I'm already paying more right now with the civic. Would you guys go ahead and make the trade if you were in this situation?

 
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YES! In fact, I'm going to the dealership today right after work to check out the Type-S and see what they can do for me. I'm not trading in my car though. I'm selling it to my cousin.

 
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insuance price verys on alot of stuff besides age and driving record, depends on if it has air bags, crash ratings, etc, etc,

my gf works for state farm