Rep Power: 0

im planning on buying 03 civic coupe ex a/t
ive dealt with sales and i ended up with $15,825+++
think its pretty nice price since its msrp is $18,070+++
also heard that buying under the invoice is kinda hard in honda
anyway, i gotta finance for this car but my credit is not good.
i have 608 fico score from equifax.com
salestax in my state is 3% and there r $198 doc. fee and $61 tag.
so probably i should finance about $16,000.
whats expected interest rate for me?
just estimate..
608 fico score and $16,000 loan in NC

 
Rep Power: 339

all i gotta say is that car is priced toooo high.

12,995.... that's how much i got my 5spd, lx, sedan NEW. but suit yourself.

when i shopped around, my first offer was at 15,600 for A STICK?!

i would shop around more or talk the guy down. what happened to americans finding a bargan?

 
Rep Power: 0

hey..u kno what..5spd lx sedan..NEW..u kno what..$12,995 for that one..thats the high priced one right there..actually not too high but its lx sedan..and its stick..u emphasized its stick..do u even kno that stick is $800 cheaper??and maybe u got one that is in the stock for sooooooooooo loooooong time..which is way far flexible on price..u bought 03yr car this year??
and $15,600 for stick..u talking about EX coupe?? if u do..thats even higher than mine..$15,825 was my first offer by online..and mine is auto..i kno stick is better but in price auto is much higher than stick..
and if u not talking about EX and its $15,600, then i have nothing to tell u about..
one thing i wanna tell u is that..dont talk about the thing that i didnt ask..read my post..figure out the question..if u do kno the answer then answer me i would really appreciate that..but i u dont..then just shut up and go to the other posts and play..thats all about it

 
Rep Power: 0

what happened to americans finding a bargan?


and u kno what?? im not an american..nope..

 
Rep Power: 305

1. Welcome to the forums.

2. You shopped around for the car, now go online and shop around for a loan.

3. If you live in North Carolina, what are you if you are not an American?

4. Try and stay on the boards a bit before you start telling people to shut up. It is pretty rude and I doubt anyone would want to help you after your little diatribe.

5. If you are going to act pretentious, then either learn to type or learn to spell. Your lack of correct spelling, grammar, and capitalization make it rather hard to take you seriously. It takes seconds longer to make a message correct, but the impression lasts far longer.

 
Rep Power: 0

got my 2001 ex stick for 14,000 or so...out the door with tax n registration for 16000...keep looking and bargaining

 
Rep Power: 0

hm..okay rick sorry for using words shut up..i wont again..
the way that guy talking to me just made me kinda angry..
i live in nc but i have been here for just 2yrs im asian..
for the spelling problem as i told u i came here just 2yrs ago..
so my english is bad..sorry for this but hope u understand..
actually i can write a little better in correct grammar form but i think americans write incorrect form in this kind of forum and in chat..
anyway..i will correct myself with good behaviors..

just got a couple of questions..
u said shop around online for a loan..
is getting a loan by online safe?? think kinda stupid question but im just wondering..and is it better than dealer loan or bank loan??
and what sites r for online loan?? i kno peoplefirst.com and e-loan.com
any other recommended one??
if u would..can u explain specifically about online loan please??
i will really appreciate..

 
Rep Power: 305

FYI, I am quarter Japanese, so I do understand about the language barrier. Maybe it just amazes me that in Japan, they work their tails off to learn a very hard language and English. My friend Julia is over there right now and she was amazed at how much effort they all put into it. I personally think you should always try to put your best foot forward as it does reflect on your own character.

You might want to try Lendingtree dot com. They actually take your information once and get a bunch of companies to offer you thier best rates. A dealership will almost always mark up your contract at least 1 percentage point. It is easier, but not always in your best interest. Too bad Honda is not offering a low rate on the Civic, but numerous other companies should offer you something very low. As long as the server is secure (meaning there is a link that starts with https and there is a lock on the bottom of your browser, it is just as secure as if you sent it in by mail or in person. Most applications are done with a computer, so by you sending it in, the information can be more accurate. Other places are credit unions and maybe even your bank is offering a good rate.

Basically, you fill out an application in your browser, it gets sent to the main computer and if everything is approved, they can arrange to have a check sent to your dealer. You walk in sign the registration, sign the check and leave.