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Had an accident, Insurance ? please help

Old Jun 7, 2006
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Had an accident, Insurance ? please help

last friday i was down at the beach for senior week and got in a small accident. i let a friend drive my car down the street a block to his rental house. the parkign lot is just a big gravel area with spaces on each side, anyway all the spaces were taken so he parked right in front of the house, b/c he only had to run in for a sec to get something. (i had my parking pass on the dashboard for the lot). anyways the dude next door came out, got in his tahoe and backed right into my car. so my friend called me up and i walked down to see what happened. the dude said he was sorry and forgot to check his right mirror and we exchanged insurance information and everything. the guy admitted it was his fault. so we then called the police so we would have a record of the accident. so the cop comes out and ends up saying i was at fault because my car was illegally parked . so on the police report it says that i contributed to the accident and the other guy did not contribute at all. is there anyway to fight this at all. the lot is just a gravel area and there are not any no parking signs anywhere. If this goes through and my insurance has to cover both vehicles how much would my insurance go up? i have an 02 sedan and the left rear door is caved in and he has an 05' tahoe with a very little scratchh on the back bumper. thanks for any help.

chris
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Old Jun 7, 2006
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id say if the street is unmarked and no signs wouldnt he be at fault?
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Old Jun 7, 2006
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thats what i thought. i really don't wan t an increase in my insurance. i dont see how a cop can say he did not contribute when he backed into my vehicle and told the cop he forgot to check his right mirror. it wasn't a street, it is a gravel area in b/w a couple houses.
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Old Jun 7, 2006
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that sounds like a load of **** really, fight that crap unless you will just take it. thats unfair because he didnt look.
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Old Jun 7, 2006
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i won't just take it. i feel it is all his fault
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Old Jun 7, 2006
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Wait... Why is it your fault? You were not the one who drove the car. Either it is your friends fault (and that seems kinda iffy anyway) and it goes on his insurance or it is the Tahoe guys fault.
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Old Jun 7, 2006
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you should really fight this one. If he hit your car, and admitted hitting it, then it really should be his fault
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Old Jun 9, 2006
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Find out if there's a blanket law for no parking, some towns have "no parking on any street at any time". If that's so then your friend could have been illegally parked and not even known it. Did the other guy admit fault to the police officer? Because if he did then it wouldn't matter if you hit him. The cop is supposed to just take down the info, and write up a repot. Not play judge and jury.
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