Accident 2008

2005EM2 · 09-26-2008

Well, I was having a good day today because I was finally able to hang out with my lady. We had lunch in Long Beach and were talking about work, politics, and such. After our little lunch, I headed back towards LBCC (long beach city college) and I was waiting for a parking spot near where my girlfriend had parked. Of course, I had my hazard lights on and there was a fella who was coming out on my right up ahead.

BAM! I saw a big black SUV on my left side view mirror and I shift into park and then this is where the bad part begins... her '99 Mercedes-Benz ML 320 vs. my '05 Honda Civic

I come out and this lady parks (I actually thought she was going to take off! lol) and she said, "OH! Looks like we both backed up into each other." (No bitch.. she backed out from her parking space).
I replied, "Uhh, no ma'am. I was here with my hazard lights on trying to get that empty parking spot up ahead. You backed up into my car."

I looked at my car and she was just staring at me and I said, "Damn! Not again!" I've about 3 cracks and the bumper is sticking out. Not too bad, but she pissed me off.

^Didn't take the right rear corner pic, but the car didn't have any damage.

^Not much damage, but I love this car so much!

Then, she gets all crazy trying to say that I was backing up. It was clearly her fault. Doesn't matter if you ride is tall and that my ride is lowered, it is STILL HER RESPONSIBILITY to make sure that the lot is empty before backing out.

She kept yelling at me and gave me this really annoying childish attitude (she's like in her late 30s to early 40s), so instead of getting the paperwork right away, I called the cops and then decided to get her paper (insurance and whatnot) with the presence of the cop (yeah, dumb idea of waiting, but she wasn't going anywhere and she was really pissing me off). She continued with her jibberish about how my car was parked and that I was backing up. hahaha. What a lunatic. During the yell, my lady comes in between us while the lady was bitching and had said, "All right! Both of you relax!" Then the lady looks at me and says, "Yeah!" haha! My lady looks at her and said, "Look, lady. He didn't raise his voice at you nor did he give you an attitude like yours. Please calm down. No need to yell."

I swear, at this point I wanted to slap the shit out of her so bad, but I wouldn't do that, because I know her husband probably does that to her. I'll let him do that shit. (I don't hit females lol)

During the wait, I went up to the guy who had taken my spot (the one spot I was waiting for

) and had asked him if he saw the accident. Unfortunately, he didn't, but I asked him if he can give me his information that I was originally going to take the spot and that I had my hazard lights on. He was very cool with me and he even signed it at the bottom, along with a written explanation that I was going to take the spot and that I was waiting for it with my hazard lights on.

The cop came (maybe a sheriff.. don't remember) and he basically wrote everything for us. At the end of the information exchange, he asked what had happened. The dumb lady started to say something, but was stuttering (like she had a cock in her mouth or something) and shuts up and I interrupted and said, "Officer, I was waiting for the parking space right here with my hazard lights on, and then all of a sudden her black Mercedes backed up into my car. She was saying that I backed up. I even have a person's information who saw that I had my hazard lights on and that I was waiting for the parking spot."

Funny, because the dumbass lady kept her mouth shut. Come to think of it, I believe she started her attitude and her constant yelling and shouting towards me because she had realized that she lost this case, so perhaps she wanted me to boil with anger and frustration and to strike her. Don't know. Not sure.

It was her time to speak and I don't clearly remember what she had said, but she made the most fucking retarded statement to all of us (5 people). Dumbass said, "I looked back and I saw his car and assumed that he was going to drive up forward and I backed up and I hit him." She made a complete ass goblin out of herself!

The cop said that that was clearly her fault, but since he isn't the insurance adjuster or whatever, that he couldn't really say who won. But, he did say and imply that it was her fault. Now, before the cop left, he did say we had a choice of handling this situation with insurance or through local body shops on our own. He did mention that her premium will increase and that mine may increase as well. Why would my premium increase, assuming that it was her fault?? and can I sue my insurance company if I win and the premium increases???

The cop called me over to confirm that my car was actually mine. He then said, "Jonathan? I need you over here."
The lady: "Great! I'll have to see this!" She thought it was something bad and was glad that I might be caught for something.
The cop: "I need you to remove that paper to see your VIN number. Why do you have it covered?"
Me: "I'm a member of civicforums.com and I have read an article that people have been illegally obtaining copies of other owner's keys to steal cars." haha! civicforums FTW!!
Cop: "Ohhh, okay. It's okay."

Since the childish lady gave me a living hell at that moment, I decided to make her life somewhat hellish by calling up my insurance company to report the accident. I had given all the details and had mentioned about my witness (my girlfriend) and the guy who had seen me waiting for the parking spot. I did mention about the cop saying that she pretty much lost the case and the lady over the phone did say that that may be a big factor towards winning a case, but that there was no guarantee. The lady over the phone asked, "Did he mention that it was her fault to you or to everyone?" I said, "Everyone, including her."

My car is bad luck or something.. almost every year, I've been getting an accident or two.

Thanks for reading and I apologize for the lack of organization.

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FROSTY90 · 09-26-2008

Accidents Suck. I Was Rear Ended Last Week/ My Em2 Wsn't So Lucky. It Was Totaled By The Insurance. Your Premium Should Not Go Up. You Can Take To Small Claims Court For That, And You Could Win. Good Luck Though

sicma99ot · 09-26-2008

damn that sucks.

2005EM2 · 09-26-2008

Quote:

Originally Posted by FROSTY90

Accidents Suck. I Was Rear Ended Last Week/ My Em2 Wsn't So Lucky. It Was Totaled By The Insurance. Your Premium Should Not Go Up. You Can Take To Small Claims Court For That, And You Could Win. Good Luck Though

Thank you.
Now, for the small claims court.. is this if I get screwed over by the insurance company?

johnbt23 · 09-26-2008

damn.... fuck that lady. wut a bitch. anyways, it doesnt look that bad at all, from the pics u took.

mickeycivic04 · 09-26-2008

women cant drive for shit. sorry about what happen.

2005EM2 · 09-26-2008

Quote:

Originally Posted by johnbt23

damn.... fuck that lady. wut a bitch. anyways, it doesnt look that bad at all, from the pics u took.

For real, man! She was psycho! It's easily repairable, but I'm just going to have to make her pay through insurance. Fuck her. She deserves it. I'm not going to be searching around in my car, wasting gas to make her pay.

manahoonie · 09-26-2008

yours looks like it could pop back in, but good thing you didn't do that right then and there....since then she'd try and sneak off then, stating there was no damage...

i though my car was unlucky back in 06-07...

MAR06 - some branches fell on the front during a wind storm...city said tree was healthy...after that, we cut it down

replaced the hood, fenders, and windshield. insurance didn't go up, act of god or something...

AUG06 - mom backed into pass. rear door while we're both parked in the driveway, denting it...parents payed out of pocket to replace door, so her insurance wouldn't go up...although it probably should have (she hit my dad's car in the driver's front corner of the bumper)

JAN07 - i got rear-ended on my way to work, on a nice day...dumbass rearended me at a red light because he thought i was going to run it! i'm sure his insurance company is raping his @$$ now! I don't know all of what eventualy happened to his car, but it looked totaled...he hit me such that he went under me (no braking) missing the rebar and hit the spare tire storage area (square metal box)....damaging his hood, fenders, headlights, windshield, bumper front frame, and probably engine (radiator exposed, smashed in and all...) so he got screwed that morning, even telling the cop that he thought i was going to run the light...it would have just gone to red if i did, so he would have had to gun it, then slam on the brakes just after anyways! (DUMBA$$)

TemjinX2 · 09-26-2008

like the cop said, he isn't a insurance adjuster..so why would you listen to him about your premiums going up? why would your premium go up when she just admitted guilt.

She said "i hit him". She didn't say thats when the collusion occurred. I doubt your insurance would go up since its 100% her fault. I think it might go up if they ruled for example 70/30..70% her fault and 30% yours or something like that.

Just have your insurance adjuster get the notes from the cop and it should be done deal...good luck.